Basel IA
Basel IA was proposed as an intermediate between the then current Basel I accord and the Basel II accord, which was being implemented at the time. Basel IA would have been more risk sensitive than Basel I but would not be as complex as the advanced approach under Basel II. On July 20, 2007, by a deal between the various US banking regulators (The Federal Reserve, the Office of the Comptroller of the Currency, the Office of Thrift Supervision and the Federal Deposit Insurance Corporation) it was decided to drop the proposed Basel IA and allow Basel II Standardised in its place.