Pensions in the United Kingdom

Pensions in the United Kingdom are organised around three pillars: a contributory State Pension that provides a baseline income, private pensions delivered through the workplace or on a personal basis, and public service pension schemes established in law. Oversight is split between The Pensions Regulator for trust-based occupational schemes and the Financial Conduct Authority for contract-based pensions and retail conduct, with a published joint regulatory strategy for the sector.

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